Facebook
Twitter
LinkedIn

In this episode of The Power Producers Podcast, David Carothers interviews Kenny Urbania Chief Executive Officer at The Agency Collective. Kenny discusses The Agency Collective’s desire to help not only in the growth of agencies but also in the development of a leader. Kenny also shares the structure they have at The Agency Collective for agents in terms of commissions and bonuses.

Episode Highlights:

  • Kenny shares his background story and discusses his 24 years of experience in the insurance industry. (2:05) 
  • Kenny explains that The Agency Collective is more of a professional service business or agent co-op where they make a collective effort to put their premiums together in order to get better deals for the agencies and better bonuses for the agents. (6:05)
  • Kenny shares that in most situations, they do not charge anybody to join them, unless they want to get their premium right away. (12:27)
  • Kenny mentions that they monitor loss rates because they never want to touch commissions in order to provide agents 100% commission. (16:13)
  • Kenny shares that The Agency Collective is structured in a manner that they strive to pay agents as much as possible while still being the best partners with carriers. (22:41)
  • Kenny explains the importance of renegotiating the compensation levels and bonuses for the agents every year. (28:18)
  • Kenny shares that in addition to personal lines they also have commercial lines, life & financial, and they try to run on all platforms. (30:54)
  • Kenny shares one of his favorite success stories of a captive agent that broke free and took only 9 months with The Agency Collective to surpass the income he was making after 10 years. (43:36) 

Tweetable Quotes:

  • “We never want to touch commissions, we want to give the agents 100% of the commissions. We work on contingency and bonuses. And that’s one of the reasons why we watch loss ratios.” – Kenny Urbania
  • “The bottom line is it’s all about the revenue you can bring to your agency and the profitability and working together with the right person.” – Kenny Urbania
  • “We all sell boxes, some are bigger, some are smaller, I don’t care how big the agency is, or how small the agency is, there’s nobody that gets treated differently.” – Kenny Urbania

Resources Mentioned:

The Power Producers Podcast where we are refining and redefining the sales game.

Kyle Houck

Insurance

Faith, Empathy, and Opportunity: How Lloyd Brown is Redefining Diversity and Purpose in the Commercial Insurance Industry

In every season of The Protege, one thing becomes crystal clear—success in the commercial insurance industry isn’t about where you start, it’s about who you become.
In this episode of the Power Producers Podcast, I sat down with Lloyd Brown, a middle market producer from Orlando, Florida, whose story is equal parts faith, resilience, and purpose.

Read More »
Sales

Why Being Liked Is Killing Your Sales: Mastering the Psychology of Closing

Salespeople are often taught to be charismatic, friendly, and well-liked. But as David Carothers and high-ticket sales expert Austin Medlin explore in their recent conversation, that mindset could be the very thing sabotaging your close rate. Austin, the founder of CloseSales.com, brings a fresh perspective from outside the insurance industry that perfectly aligns with what commercial producers face daily: buyers who need leadership, not another friend.

Read More »
Insurance

Service Over Sales: How Hospitality Principles Create Better Insurance Producers

That idea sits at the heart of a powerful conversation I had with Joe Hollier, better known as Mr. Hotel, on the Power Producers Podcast. Joe’s story is one that every producer can learn from. He started his career in hospitality, spent two decades working in restaurants and hotels, and eventually found his way into insurance. What he brought with him from hospitality turned out to be his biggest competitive advantage — the ability to understand people.

Read More »
Sales

From Fax Blasts to Trusted Advisors: Timeless Sales Strategies That Still Win Today

In the fast-paced world of commercial insurance, new trends and technologies seem to emerge daily. But some strategies stand the test of time—particularly when they’re rooted in deep client empathy, practical experience, and a commitment to legacy. In this post, we reflect on insights shared by Kevin Ring from the Institute of WorkComp Professionals during a recent Power Producers Podcast. Kevin joined David Carothers to honor the contributions of industry legend Preston Diamond and explore how his wisdom still applies in today’s sales landscape.

Read More »
Insurance

Authenticity, Hustle, and Humor: Redefining Success for the Modern Insurance Producer

The insurance industry isn’t known for flash or flair. Most people picture gray suits, paperwork, and words like “renewal,” “loss runs,” or “premium audit.” But a new generation of producers is proving that this business doesn’t have to be boring. They’re showing that authenticity, energy, and creativity can make insurance not only engaging but a platform for meaningful connection and career fulfillment.

Read More »

Test Message

Killing Commercial Login