Chris McClure’s His Name and Premium Financing is His Game, Episode #58

Facebook
Twitter
LinkedIn

In this episode of The Power Producers Podcast, David Carothers and co-host Kyle Houck interview Chris McClure, Vice President of Agile Premium Finance. Chris talks about how to make it easy for the agencies to attract and retain business with their clients, how premium finance can be beneficial to the customer, and he shares his knowledge and expertise in the finance industry.

Episode Highlights:

  • David introduces Chris McClure. (2:09)
  • Chris shares that he worked in the insurance industry until he became a financial planner 20 years ago. (3:32)
  • Chris mentions that he’s been working at Agile Premium Finance for 15 years. (4:39)
  • Chris shares that 80% of your problems are coming from 20% of your clientele, and you must be prepared to deal with those issues. (7:38)
  • Chris mentions that he likes working with his clients to ensure that their financing program is set up as a good match for their book of business. (8:04)
  • Chris shares that if you have a CSR who doesn’t understand interest rates, and what it means to the customer, then it could create a potential problem for that customer. (11:29)
  • Chris mentions that agency principals and account managers don’t fully understand how premium finance is beneficial to their customers. (11:47)
  • Chris shares he would strongly encourage everybody to read the finance agreements that they’re signing because it’s a representation and warranty. (20:47)
  • Chris mentions that their ideal agency is called a middle-market agency, with an average premium of $20,000 per account. (21:45)
  • Chris shares that the smaller the agency, the more personal loans. The larger the agency and the more revenue coming in from your book of business, the easier it is to obtain. (41:45)
  • Chris mentions that from a premium finance standpoint, similar to your relationships with your clients, you want to capture all of their business, they would like for it to be a true partnership. (46:00)

Tweetable Quotes:

  • “My clients are not people who are financing. My clients are the agencies, agency principals, we have to make it right for you so that you can make it right for you. And if we’re not doing that, something’s broken along the line, we need to drill down and figure it out.” – Chris McClure
  • “I kind of equated the old happy wife, happy life concept…The same thing with an agency, you got the account managers, your client, the agency principal happy, everything seems to run smoothly. It’s when there’s not that happiness, that frustrations for the tiniest of things can come out.” – Chris McClure

Resources Mentioned:

The Power Producers Podcast where we are refining and redefining the sales game.

Available On

David Carothers

Facebook Linkedin Envelope

Kyle Houck

Facebook Linkedin Envelope
Risk

From InsurTech to Relationship-Driven Risk Management: Lessons for Modern Insurance Producers – A Conversation with Brett Fulmer

June 27, 2025

In a constantly evolving insurance landscape, commercial producers are being forced to adapt—quickly. Between InsurTech advancements, shifting market conditions, and increasing client expectations, producers must learn how to balance innovation with deep relationship-building and technical risk expertise. On a recent episode of the Power Producers Podcast, industry veteran David Carothers sat down with Brett Fulmer, principal at Newport Beach Insurance Center, to talk about navigating these dynamics with authenticity and strategy. What followed was a roadmap for producers who want to succeed in today’s middle market.

Read More »
Insurance

How Successful Insurance Producers Can Stay Grounded, Build Respect, and Avoid the Arrogance Trap

June 26, 2025

In the commercial insurance industry, success can come fast—especially for driven producers who are focused on the middle market. The money starts coming in, the book grows, and you find yourself standing in rooms where you once only dreamed of being. But with that success comes a subtle trap—one that’s caught more than a few top producers off guard: arrogance.

It’s not always loud or obvious. Sometimes, it’s the silent erosion of empathy. Other times, it’s the misplaced belief that your way is the only way. In this post, I want to explore how insurance producers can stay grounded even as their careers take off, how they can build respect by honoring where they came from, and how to avoid becoming the very kind of producer people whisper about after conferences for all the wrong reasons.

Read More »

Report

Harassment or bullying behavior
Contains mature or sensitive content
Contains misleading or false information
Contains abusive or derogatory content
Contains spam, fake content or potential malware

Block Member?

Please confirm you want to block this member.

You will no longer be able to:

  • See blocked member's posts
  • Mention this member in posts
  • Invite this member to groups
  • Message this member
  • Add this member as a connection

Please note: This action will also remove this member from your connections and send a report to the site admin. Please allow a few minutes for this process to complete.

Report

You have already reported this .
Killing Commercial Login