shoptalk
Facebook
Twitter
LinkedIn

In this episode of The Power Producers Podcast, David Carothers and co-host Kyle Houck are joined by Josh Gurley. They discuss what a wedge is all about and how you frame it.

Episode Highlights:

  • David shares one of the wedges that he always looks for about worker’s comp. (5:38)
  • David shares one of the things he wants to make sure that they cover as they bring up different wedges that they can utilize at the point of sale. (8:42)
  • Josh shares his thoughts on worker’s comp in Florida. (9:11)
  • Josh explains the difference between a net reporting of claims and a gross reporting of claims. (11:19)
  • David shares why you need to communicate at a sixth-grade level when talking to your prospect and clients. (15:57)
  • How does Josh frame his wedges? (16:44)
  • Josh mentions one of the things they work on with their clients. (17:18)
  • Kyle mentions one of the programs they utilize that’s a bit in line with the workers’ comp. (20:42)

Tweetable Quotes:

  • “It’s all about formulating a plan around the rules that are available. So, when you have a lot of states that have the experience writing, there’s a ton of stuff out there” – Josh Gurley
  • “You can run a report and see what your mod would have been, had those deductibles been applied. A lot of times it can make a significant impact on somebody’s premium.” – Josh Gurley
  • “Doing your job is kind of like getting married. Once you ask somebody to get married to you, you should already know the answer before you’re going to ask. The way that I like to frame it is just when I see that I’ve already run it through the software.” – Josh Gurley

Resources Mentioned:

The Power Producers Podcast where we are refining and redefining the sales game.

Kyle Houck

Sales

Why Most Salespeople Fail: Mastering the Mindset, Process, and Power Dynamics of Professional Selling

The truth about professional sales isn’t flashy, and it certainly isn’t about charisma. If you think selling is about having the “gift of gab,” winging it on calls, or leaning on your likability to win deals, you’re doing it wrong—and that’s why you’re struggling. In this post, we’re breaking down lessons from a brutally honest conversation with Benjamin Dennehy, the UK’s Most Hated Sales Trainer®, about why so many producers in commercial insurance and other industries fall short—and what the top performers do differently.

Read More »
Risk

From Policies to Profitability: How Strategic Risk Consulting Can Transform Middle Market Insurance Production – A Conversation with Doug Benz

Middle market producers often believe that bigger accounts come from quoting better, faster, or cheaper. But in reality, the leap from writing $5,000 policies to closing $1.2 million in premium starts with a different mindset. It starts with consulting over quoting. That’s exactly the story that unfolded at Producers in Paradise when Doug Benz shared how he landed the largest account of his career—not by selling insurance, but by solving problems no one else could.

This post breaks down the step-by-step strategy Doug and his mentor David Carothers used to win a high-stakes, complex account through total cost of risk analysis, claims data visibility, and certificate compliance solutions. If you’re a commercial producer trying to break into the middle market, this blueprint is for you.

Read More »
Risk

From InsurTech to Relationship-Driven Risk Management: Lessons for Modern Insurance Producers – A Conversation with Brett Fulmer

In a constantly evolving insurance landscape, commercial producers are being forced to adapt—quickly. Between InsurTech advancements, shifting market conditions, and increasing client expectations, producers must learn how to balance innovation with deep relationship-building and technical risk expertise. On a recent episode of the Power Producers Podcast, industry veteran David Carothers sat down with Brett Fulmer, principal at Newport Beach Insurance Center, to talk about navigating these dynamics with authenticity and strategy. What followed was a roadmap for producers who want to succeed in today’s middle market.

Read More »
Insurance

How Successful Insurance Producers Can Stay Grounded, Build Respect, and Avoid the Arrogance Trap

In the commercial insurance industry, success can come fast—especially for driven producers who are focused on the middle market. The money starts coming in, the book grows, and you find yourself standing in rooms where you once only dreamed of being. But with that success comes a subtle trap—one that’s caught more than a few top producers off guard: arrogance.

It’s not always loud or obvious. Sometimes, it’s the silent erosion of empathy. Other times, it’s the misplaced belief that your way is the only way. In this post, I want to explore how insurance producers can stay grounded even as their careers take off, how they can build respect by honoring where they came from, and how to avoid becoming the very kind of producer people whisper about after conferences for all the wrong reasons.

Read More »
Killing Commercial Login