Frictionless Data: How Top Agencies Are Streamlining Commercial Lines Submissions

In-Depth Summary and Analysis of Key Findings

In this high-impact session, David R. Carothers sits down with Joe Ems of Sembly to explore how top-performing agencies are eliminating submission bottlenecks using smart intake workflows and AI-driven document automation. As the hard market pushes more business into E&S lines, the traditional way of managing Accord forms and supplemental applications is proving too slow and too manual.

David shares his firsthand frustrations—and solutions—after dealing with more supplemental applications in a week than in the past eight years combined. Joe demonstrates how Sembly’s all-in-one intake platform can extract data from deck pages, driver schedules, proposals, and more, automatically populating multiple forms and drastically reducing time spent on administrative tasks.

The conversation also covers AMS integrations, customization features, the benefits of a single source of truth, and why implementation—not just adoption—is the key to getting ROI from InsurTech. Whether you’re a growing agency or a seasoned operation looking to modernize, this webinar delivers practical strategies and tools you can implement immediately.