Know Your Ideal Prospect

As you get started killing commercial insurance, something you have to do is create your ideal prospect profile. You cannot deliver value and an exceptional client experience to your clients if you don’t define who it is you are going to go after and be able to give the most value. It’s crazy because this is a natural place for any agency to start in commercial insurance. Still, as I’ve talked to agency owners from all over the country, none of them know how to begin writing good commercial business. They write what comes in the door, what calls on the phone, who fills out a web form for a quote, and that’s just how they build their commercial practice. 

Increase Profitability

You can’t do that and be successful, ultimately, in larger commercial accounts. I don’t take anything away from these agencies because they have good commercial books. Still, my goodness, the amount of services that it takes just to handle the basic and mundane tasks, is a drain on the profit margins of the organization. It’s nuts!   And the fact is there’s only so much that you can automate.

Improve Your Client Experience

If you want to deliver an awesome client experience, then you need to identify who the ideal prospect for your firm is. It could be a different one for each producer. You might have three or four total that you’re going after. Still, by diving deep into that ideal class of business, you’re going to be able to handle risk management functions.  You can look at things like loss control, the total cost of risk analysis, training, and development, leadership accountability programs, all of these things that help your clients save way more money than you’re ever going to be able to negotiate down in premium.

It's More Than Customer Service

I go to continuing ed all over the country, and when I’m in there, I hear people talk about the differentiation of agencies. It’s crazy because the one question that instructors always ask is who differentiates themselves by customer service? And I look left, and I look right, and every agent in the room has their hands up. The ironic thing is when I look left and right, and I see agencies that my firm takes business from every day because they don’t deliver an awesome client experience. See, customer service is the verbiage that we used ten years ago. Customer service is the expectation. If you want to make yourself different, you have to deliver an awesome client experience.

 

It Starts in the Prospect Phase

An awesome client experience starts from the prospect phase through onboarding and, ultimately, to them becoming your client. So if you want to do that, focus with a narrow focus. Anybody can hunt with a shotgun; it doesn’t make sense. Be a sniper; hunt with a rifle and pick off precisely what you want your target to be. And I can promise you, and you will kill commercial insurance.

Insurance

Faith, Empathy, and Opportunity: How Lloyd Brown is Redefining Diversity and Purpose in the Commercial Insurance Industry

In every season of The Protege, one thing becomes crystal clear—success in the commercial insurance industry isn’t about where you start, it’s about who you become.
In this episode of the Power Producers Podcast, I sat down with Lloyd Brown, a middle market producer from Orlando, Florida, whose story is equal parts faith, resilience, and purpose.

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Why Being Liked Is Killing Your Sales: Mastering the Psychology of Closing

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Service Over Sales: How Hospitality Principles Create Better Insurance Producers

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From Fax Blasts to Trusted Advisors: Timeless Sales Strategies That Still Win Today

In the fast-paced world of commercial insurance, new trends and technologies seem to emerge daily. But some strategies stand the test of time—particularly when they’re rooted in deep client empathy, practical experience, and a commitment to legacy. In this post, we reflect on insights shared by Kevin Ring from the Institute of WorkComp Professionals during a recent Power Producers Podcast. Kevin joined David Carothers to honor the contributions of industry legend Preston Diamond and explore how his wisdom still applies in today’s sales landscape.

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Authenticity, Hustle, and Humor: Redefining Success for the Modern Insurance Producer

The insurance industry isn’t known for flash or flair. Most people picture gray suits, paperwork, and words like “renewal,” “loss runs,” or “premium audit.” But a new generation of producers is proving that this business doesn’t have to be boring. They’re showing that authenticity, energy, and creativity can make insurance not only engaging but a platform for meaningful connection and career fulfillment.

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